The occupational disability benefit scheme

If you become incapacitated for work, then you can apply for a WIA (Work and Income According to Work Capacity Act) benefit. The WIA provides a benefit in the case of a complete and a partial incapacity to work. UWV, the Employee Insurance Agency, establishes after two years of illness what you can still do (your ability to work) and how much you can earn as a result of that (your remaining earning capacity). For more information and the conditions for gaining and applying for a WIA benefit, please visit the UWV website. 

ABP Occupational Disability Pension

The trade unions together with representatives of the employers have concluded an agreement in the Pension Chamber for ABP pension supplements in case of occupational disability, previously disability pension. This agreement ensures that the pension scheme is once again in line with the law, the Work and Income According to Work Capacity Act. On the ABP website you will find information about the ABP Occupation Disability Pension. Unfortunately this information is available in Dutch only. 

Disability insurance (AOV)

People often think that they don’t have to worry about social security in the Netherlands and that our income is well protected in the event of disability. This is not always the case. This is because benefits provided by the government and your pension fund are temporary and insufficient in certain cases. With an AOV you only insure what is necessary, keeping your contribution low and preventing your income from dropping to possibly welfare level. In case of partial disability, this is a realistic scenario.

NWO-I has made arrangements with Loyalis for an attractive disability insurance (AOV) that employees can take advantage of. You can take out this insurance yourself online. On the Loyalis website, you will find a webpage specifically for NWO-I employees, where you can find all the information you need, calculate your premium, and apply for the insurance. For more information, please call 045 - 6459190 or consult Loyalis. To calculate your premium or apply for insurance online, as an NWO-I employee you will need to request the employer number from the NWO-I HR Department.